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Personal loans can be used for home repairs, medical bills and other unexpected expenses. But it can take up to a week for the money to appear in your account, especially if you're a new customer.

Daytime Pick 3 and Pick 4 drawings are held at 3 p.m. daily. They can be seen as live or on-demand video.

Often, you have to wait for a card to arrive by mail before you can use your account. But in these cases, you can start immediately.